spentio.

Best subscription tracker apps

Spentio keeps your subscriptions next to everything else you spend, reminds you the day before each one and shares them with a partner, all without your bank login. Here's how it compares with six other trackers.

Download on the App StoreGet it on Google Play

Updated October 2026

apps compared
7
features side by side
6

Find the one that has what you need

Tap what matters to you. The apps that have all of it stay lit.

  • SpentioOur app
    • YesNo bank login needed
    • YesOn Android too
    • YesTracks price rises
    • NoYou pick how early it reminds you
    • YesShares with a partner
    • YesTracks everyday spending too

    Last updated: Oct 2026

    • YesNo bank login needed
    • NoOn Android too
    • YesTracks price rises
    • YesYou pick how early it reminds you
    • NoShares with a partner
    • NoTracks everyday spending too

    Last updated: Oct 2026

    • YesNo bank login needed
    • YesOn Android too
    • YesTracks price rises
    • YesYou pick how early it reminds you
    • NoShares with a partner
    • NoTracks everyday spending too

    Last updated: Oct 2026

    • YesNo bank login needed
    • NoOn Android too
    • NoTracks price rises
    • NoYou pick how early it reminds you
    • NoShares with a partner
    • NoTracks everyday spending too

    Last updated: Dec 2025

    • YesNo bank login needed
    • NoOn Android too
    • NoTracks price rises
    • YesYou pick how early it reminds you
    • NoShares with a partner
    • NoTracks everyday spending too

    Last updated: Sep 2026

    • YesNo bank login needed
    • YesOn Android too
    • NoTracks price rises
    • NoYou pick how early it reminds you
    • NoShares with a partner
    • NoTracks everyday spending too

    Last updated: Sep 2026

    • NoNo bank login needed
    • YesOn Android too
    • YesTracks price rises
    • NoYou pick how early it reminds you
    • NoShares with a partner
    • YesTracks everyday spending too

    Last updated: Oct 2026

A cross means we didn't find it on the app's App Store listing or website on October 29, 2026.

Each app, honestly

Spentio

Our app

Best if you want subscriptions and everyday spending in one place, or to share them with a partner.

Reminders: The day before

Good at

  • Subscriptions and bills sit next to everything else you spend, with one number for what's left.
  • A heads-up when a subscription starts charging more.
  • Share a profile with a partner and you both see the same numbers. No bank login, no account, no ads.

Drawbacks

  • Sharing works between iPhones or between Android phones, not across the two.
Download on the App StoreGet it on Google Play

SubManager

Best if you live on Apple devices.

Reminders: Up to 90 days ahead

Good at

  • Syncs across iPhone, iPad, Mac, Apple Watch and Vision Pro.
  • Tracks free trials and price history.
  • No ads and no account.

Drawbacks

  • No Android app.

Subby

Best if your household mixes iPhone and Android.

Reminders: Same day to a week ahead, at an hour you pick

Good at

  • Flags a price rise, a missed month or a double charge.
  • Adds a subscription from a screenshot of a bill or confirmation email (in PRO).
  • No account and no bank login.

Drawbacks

  • It shows ads unless you buy PRO.

Bobby

Fine if you want a plain list on iPhone.

Reminders: When a bill is due

Good at

  • Pick from hundreds of ready-made subscriptions or add your own.
  • On the App Store since 2016.

Drawbacks

  • Last updated in December 2025.
  • We found it only on the App Store, not on Google Play.

TrackSubs

Best if free trials are what catch you out.

Reminders: 7 days, 2 days, 1 day or 1 hour before

Good at

  • Built around free trials, with an alert before billing starts.
  • No ads, no account, no bank connection.

Drawbacks

  • iPhone only.

ReSubs

Best if you don't want to type your subscriptions in.

Reminders: Before every renewal

Good at

  • Finds receipts and renewals in your email inbox, and you pick what to add.
  • Adds them from screenshots or PDFs too, and warns you before a trial turns paid.
  • On iPhone and Android, with no bank linking.

Drawbacks

  • To find them in your email, it needs access to your inbox.

Rocket Money

Best if you're in the US and want them found from your bank.

Reminders: Not stated on its listing

Good at

  • Finds your subscriptions from your linked accounts and warns you of price increases.
  • Can cancel a subscription for you.
  • Also does budgets and negotiates some bills.

Drawbacks

  • Needs your bank login.
  • US only: it's not in the UK or German App Store.

Track subscriptions without your bank login

In Spentio you add each subscription once, with its price and how often it bills. From then on it counts it in your month, reminds you the day before it's charged and tells you when the price goes up. Your bank login never comes into it.

To find the ones you forgot, go through a full year of bank and card statements once: yearly plans show up only once a year.

Work out what your subscriptions cost a year

Questions people ask

What is the best subscription tracker app?
It depends on what you need. If you want subscriptions next to the rest of your spending, a reminder the day before each one and a partner who sees the same numbers, Spentio does all three without your bank login. If you only want a list across your Apple devices, SubManager.
Can I track subscriptions without linking my bank account?
Yes. In Spentio you add each subscription once, with its price and how often it bills, and it does the rest: the monthly total, a reminder the day before each charge and a heads-up when one gets more expensive. It never asks for your bank login.
Which app reminds me the day before a subscription renews?
Spentio sends a reminder the day before each subscription or bill is due, so you still have time to cancel.
Can I share my subscriptions with my partner?
Yes, in Spentio. Share a profile and you both see the same subscriptions, bills and spending. Sharing works between two iPhones or between two Android phones.
Does Spentio only track subscriptions?
No. It tracks all your spending: everyday buys, receipts you scan, budgets per category, fixed costs and savings goals, with one number for what's left to spend.

Your subscriptions, next to everything else you spend

Spentio reminds you the day before each one, tells you when one starts charging more, and shows what's left to spend today. For iPhone and Android.

Download on the App StoreGet it on Google Play

By Tupungato Studios

How we compared: Everything about the other apps comes from their own App Store listing or website, checked on October 29, 2026, and we check again every month. These are the pages we read: